FEMA Confusion

The Hilltop Home in a Flood Plain (Huh?!?)

If your home appeared on a Federal Emergency Management Agency (“FEMA”) map, showing its “flood zone designation,” you might assume that the home in question was located in a flood plain, and subject to (very expensive) flood insurance.

And you’d assume wrong.

It turns out that ALL Minnesota homes have been assigned a flood zone designation; only a fraction of those — typically near water and/or in low-lying areas — are officially located in flood plains.

In this case, the house in question was on a hilltop in one of the highest areas of Minnetonka (and Hennepin County).

See also, “What’s the Highest Point in Hennepin County?”



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